How to Find Cheap Auto Insurance California

California Auto Insurance - It's the Law!

If you live anywhere in the vast state of California, you know that we are required to have auto insurance California. And, if you've ever been in a wreck, you know this is a good thing!

However, with sky-rocketing costs in our current economy.... if you're anything like me, you're always looking for ways to say money. So, finding cheap auto insurance California is important -- as long as you can find cheap AND reliable insurance!
I decided to put this blog together as a guide to help other Californians find good, low cost auto insurance

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California Minimum Requirements

No doubt, California is a big state. But, it does not matter if you live in LA, San Diego, Sacramento, or San Franciso like I do, California has minimum requirements for auto insurance coverage to legally operate a motor vehicle on the state's roadways.

These stated minimums are: 15/30/5... but what the heck is 15/30/5 you may ask?

The "15" stands for "bodily injury per person " and the minimum required coverage is $15,000USD for bodily injury liability per person.

The "30" is for "bodily liability per accident". The minimum required in California is $30,000USD for bodily injury liability total per accident.

Finally, the "5" is for "property damage per accident". The required minimum for this is $5,000USD property damage liability per accident.

In my opinion, given today's high cost of healthcare and vehicle repair, these amounts are ridiculously low! These extremely low amounts would leave you personally liable for auto repair and medical costs if you are involved in an accident that is deemed to be your fault.

So, I recommend that you get quotes for California auto insurance in higher amounts if you can afford it. That is why it is best to get insurance quotes from several companies, and then compare the savings for the coverage you want.

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You may be surprised at how easy it is to find reliable, cheap auto insurance in California.

Since more people live in California than in any other state, finding the best auto insurance coverage for your needs is especially important. Spend time comparing rates from various California car insurance providers. This will assure that you find the best value for your insurance dollar. If your vehicle is an older model and/or paid for, you can save on cheap liability insurance in California, as well.

I hope the suggestions in this blog help you to find cheap auto insurance California. Even if you choose to go with the minimum requirements, you will be giving yourself some level of security.